United Scams of America
Green Card Lottery Scam
This scam, like the Visa lottery, is an annual event and it preys on the hopes of many uninformed would-be immigrants to the USA. The scam informs its marks that they've won the immigrant lottery visa to the USA and should claim their visa by sending $1200 to $2000 (the sums vary) to bogus addresses, along with their passport data and personal information. So to all visa applicants and would-be immigrants to USA, visa frauds abound, some of them perpetrated by the very institutions one applies to for visas.
Economic Stimulus Scams!
These scams involve identity thieves posing as the IRS and sending out spam e-mails promising an economic stimulus check. All the person has to do is download the attached form, fill it out, and send it back to the IRS to receive the check. The trouble is, the form is an identity theft tool that steals the personal information entered into it. And the address isn’t to the IRS.
Bogus Job Offers for Indian Nationals
In recent months, there has been a high incidence of bogus Employment/Job Offers in the USA, targeted to people specifically living in India. These jobs have come from a variety of sources, but are usually traced or linked to a company based in the United States of America, that are IT (information technology) consultants, contractors or simply a specialist employment agency These companies have clearly stated that they will "assist" or even outright claimed that they will "obtain" the necessary working permit visas (H1x) on behalf of the proposed employee.
Foreclosure Rescue Scams
These foreclosure "rescue" scams aren't new, but they are exploding across the country as criminals try to capitalize on the surging number of victims of the foreclosure crisis. These criminals promise hope when there might be none. They take money upfront and say they will help modify the victim's mortgage; instead, they steal the money -- and sometimes the victim's property.
Real Estate Frauds
Real estate fraud has now firmly emerged as the country's fastest-growing white collar crime - all, in essence, polite forms of bank robbery. In over 80 percent of the cases, scammers are helped by an insider. The buyer they send is completely full of holes, fake everything, and slippery enough to try to pull it off. A bottle of expensive booze and $500 cash help grease the wheels.
Invention Marketing Scams
You may have a great idea for a new product or service, but a great idea is not enough. Some invention promotion firms may help you get your idea or invention into the marketplace. But be aware, some inventors have paid thousands of dollars to firms that promised to evaluate, develop, patent, and market inventions and got nothing for their money.
Students Scholarship Scams
With millions of students seeking ways to fund college each year, some become victims of scholarship and financial-aid scams. Potentially phony lines in scholarship offers: “The scholarship is guaranteed or your money back,” “I just need your credit-card or bank account number to hold this scholarship.”
“The scholarship will cost some money,” “You’ve been selected by a ‘national foundation’ to receive a scholarship.”
In tough economic times, it’s important to be on the lookout for scams trying to exploit your fear. The wheels of justice grind exceedingly slow and you sometimes wonder, if justice would ever catch up with this distinct, yet devastating phenomenon of our time. For now, all we can do as ordinary users of the net is to be on guard. A healthy dose of cynicism and common sense work as well as an ounce of prevention.
People are more susceptible to scams after going through adverse life events — a job loss, foreclosure or some other financial hardship. So it's not surprising that America's deepening economic crisis is creating a whole new universe of potential scam victims every day. Remember when CPWD in India was infamously known as the Corrupt Public Works Department, because of too much corruption rampant in the department; and Delhi's DDA came to be called the Deadly Development Authority because of deaths due to its buildings coming down during construction caused by use of sub-standard material. On the same lines, it could make perfect sense to call USA, the United Scams of America!